Terms & Conditions

MARRIED IN A YEAR TERMS OF USE
Effective Date: July 2026

These Terms of Use ("Terms", “Agreement”) constitute a legally binding agreement between you ("User", "you", or "your") and Firstfive Marriage World Ltd ("we", "our", or "us", “FirstFive”) governing your access to the Married in a Year™ Collective (“the Collective”, “Our Service”, “Married in a Year”). By joining the Collective and accepting these terms, you confirm that:

• You have read, understood, and agree to be bound by these Terms;
• You are at least 18 years of age;
• You have the legal capacity to enter into a binding agreement under the laws of Nigeria;
• Where you are entering this agreement on behalf of a person (aged 18 and above) or an organisation, you have authority to bind that organisation to these Terms, and;
• You, or any person/organisations on whose behalf you’re entering into this contract, will comply with the additional policies published by FirstFive Marriage World Ltd.

Failure to comply with the above after signing an acceptance of these terms will result in suspension or termination of your membership without refund.

SECTION 1: OUR COLLECTIVE
1.1 What We Offer
FirstFive Marriage World develops educational resources, media, publications, communities, workshops, and experiences designed to help individuals and families thrive through scriptural counsel, practical wisdom, and relationship education, particularly in the first five years of their union. The Married in a Year™ Collective operates as a membership community under the FirstFive Marriage World ecosystem. Our services under this Collective include, but are not limited to, educational resources, seminars, conferences, Meet & Greet, webinars, and personal coaching.

1.2 Purpose of the Collective
The Married in a Year™ Collective is an educational and coaching community created to help members:

• Develop healthy relationship habits.
• Build strong personal character.
• Learn scriptural, logical, and psychologically sound relationship principles.
• Evaluate and improve their dating strategies.
• Recognize unhealthy relationship patterns.
• Prepare for healthy courtship and marriage.
• Access resources, coaching, prayer guidance, and community support throughout a structured one-year journey.

1.3 What the Collective is Not

1. Unless expressly stated in writing as part of a separately purchased service, the Married in a Year™ Collective is not a matchmaking service. The Collective provides education, coaching, community, relationship preparation, and opportunities to grow in wisdom and discernment. Where FirstFive Marriage World Ltd. offers a separate matchmaking or introduction service, those services will be governed by their own additional terms.
2. The Collective exists to prepare people for healthy marriages; it is not a “get married quickly” program. Our methodology provides a structured framework to prepare members for a healthy relationship, however outcomes may vary.

1.4 Membership

1. The Married in a Year™ Collective is a twelve (12) month paid membership community. Your membership provides access to the resources, curriculum, coaching opportunities, community discussions, and other benefits described here and on the subscription page. This access runs only during your active membership period, which is to be renewed every twelve (12) calendar months.
2. Membership does not automatically include physical workshops, conferences, retreats, tours, or other separately ticketed events unless expressly stated. To access these events and make payment, you must first be a member of the Collective.
3. Your membership grants you a limited, non-transferable licence for personal use only. You may not copy content, share login credentials, upload your downloaded materials elsewhere, redistribute resources, sell any materials, republish our content, record coaching calls, or create competing products using our materials. Unauthorized use will result in legal action, removal of access, and termination of membership permanently without refund.

1.5 Platform Access & Modifications

1. We aim to provide uninterrupted access to the Platform but do not guarantee that the Platform will be available at all times, error-free, or free from interruptions. Scheduled maintenance, force majeure events, or technical faults may result in temporary unavailability. We will endeavour to provide advance notice of scheduled downtime where reasonably practicable.
2. We reserve the right to modify, update, discontinue, or introduce new features on the Platform at any time, with or without notice. Continued use of the Platform following any modification constitutes acceptance of the updated service.

SECTION 2: ACCOUNT REGISTRATION & SECURITY
2.1. Eligibility
You must be at least 18 years of age to register for an account without a parent’s or guardian’s supervision. Users younger than 18 may not register, as the Collective is focused on individuals aged 18 and above. We reserve the right to verify age and identity at any time, and to suspend accounts where eligibility requirements are not met.

2.2 Registration Obligations
When creating an account, you agree to provide accurate, current, and complete information. You must promptly update your information if it changes. You may not:

• Create an account on behalf of another person without their express authorisation:
• Register using an identity or name that infringes any third party's rights;
• Register using false, misleading, or fraudulent information; or
• Create multiple fake accounts.

2.3 Account Security
You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us immediately if you suspect any unauthorised access to or use of your account. We will not be liable for any loss resulting from unauthorised use of your account.

2.4. Account Deletion
You may delete your information or close your account at any time through your account settings. Upon deletion, we will remove your information from active systems within 30 days, subject to any retention obligations under applicable law. Residual copies in backup systems will be purged in the ordinary course of our backup cycle.

SECTION 3: ACCEPTABLE USE AND USER OBLIGATIONS
3.1 Permitted Use
You may use the services we provide solely for your own personal, non-commercial development, unless you have entered into a separate written agreement with us for commercial or institutional use. You agree to use our services, and the platform in good faith and in compliance with these Terms and all applicable laws.

3.2 User Obligations
Meaningful results require participation. Members of the Married in a Year Collective are expected to:

• Study the assigned curriculum;
• Complete the recommended lessons;
• Read weekly emails and announcements;
• Prepare for coaching sessions using the assigned materials;
• Engage with the community respectfully;
• Practice the principles taught throughout the program;
• Participate in assigned prayer exercises where applicable;

Live coaching sessions are designed to deepen and apply the curriculum. For the best experience, members should complete the assigned course material before attending coaching sessions related to that topic. Members are not required to attend every live coaching session, however they are responsible for reviewing weekly communications to understand upcoming topics and preparing accordingly.
As a general guideline, members should expect to dedicate at least one hour each day to personal study, reflection, prayer, and implementation in order to gain maximum value from the Collective.

3.3 Prohibited Conduct
You must not, directly or indirectly:

• Upload false, misleading, fraudulent, or or inappropriate content, including fabricated credentials. By using the site, you warrant that your information is accurate and truthful to the best of your knowledge, does not infringe the intellectual property rights of any third party nor contain unlawful, defamatory, obscene, or offensive material;
• Use the Platform to impersonate any person or organisation, or misrepresent your identity or affiliation;
• Share another member’s personal information;
• Publish screenshots from the community on any platform;
• Record coaching sessions;
• Reveal stories shared within the closed community;
• Discuss another member’s participation publicly;
• Attempt to reverse-engineer, decompile, disassemble, or otherwise derive the source code of any part of the Platform;
• Scrape, crawl, or systematically extract data from the Platform using automated tools without our written consent;
• Reproduce, redistribute, sell, sub-license, or commercially exploit any content without our prior written consent;
• Introduce or transmit any virus, malware, Trojan horse, worm, or other harmful code;
• Attempt to gain unauthorised access to the Platform's systems, databases, or other users' accounts;
• Use the Platform to harass, abuse, or harm any person;
• Engage in any activity that circumvents or disables security features of the Platform;
• Use the Platform in any way that could damage its reputation or bring FirstFive into disrepute.

If access is provided to any member directory or participant profiles, Members agree that they will not copy participant information, share participant identities publicly, distribute contact details, publish names, photographs, profiles, or conversations, discuss participants on social media, or contact individuals for purposes unrelated to the intended use of the publication. Misuse of participant information will result in immediate removal from the Collective.
Members must not use social media or other public platforms to:

• Defame another participant;
• Ridicule another participant;
• Harass members;
• Reveal confidential community information;
• Damage the reputation of FirstFive Marriage World Ltd. or other members through false or malicious statements.

Constructive feedback should be directed privately to our support team via support@firstfive.cc. FirstFive Marriage World Ltd. reserves the right to remove any member whose behaviour is malicious, abusive, defamatory, or harmful to the wellbeing of the Collective.

SECTION 4: INTELLECTUAL PROPERTY RIGHTS
4.1 Our Intellectual Property
All materials provided to the Collective by FirstFive Marriage World Ltd that is not User Content — including but not limited to the FirstFive name, logo, brand identity, website design, software, Courses, Videos, Audio recordings, Workbooks, Journals, algorithms, matching engine, AI models, database architecture, opportunity listings, and all associated Intellectual Property — is owned by or licensed to FirstFive Marriage World Ltd., and protected under intellectual property laws. Nothing in these Terms grants you any right, title, or interest in our Intellectual Property beyond the limited licence to use the Platform as described herein. You must not:

• Use our trademarks, logos, or brand elements without express written authorisation;
• Copy, reproduce, or distribute any Platform content without our prior written consent;
• Create derivative works based on the Platform's software, design, or AI systems; or
• Remove, obscure, or alter any proprietary notices, labels, or marks on the Platform.

If you provide suggestions, feedback, or ideas regarding the Platform ("Feedback"), you grant FirstFive Marriage World Ltd. a perpetual, irrevocable, royalty-free, worldwide licence to use, incorporate, and commercialise such Feedback without any obligation to compensate you. Providing Feedback does not create any employment, partnership, or agency relationship.

4.2. Aggregated and Anonymised Data
We may use anonymised, aggregated, and de-identified data derived from Platform activity to improve our algorithms, conduct research, and develop new features. Such data cannot be used to identify you personally and does not constitute use of your information beyond the licence granted above.

SECTION 5: SUBSCRIPTION, PRODUCTS AND PRICING
5.1 Paid Membership
The Platform offers only a paid membership. Membership fees are charged in advance on an annual basis.

5.2 Pricing and Payment Process

1. The prices of membership tiers and paid events are set out on our Pricing page, and may be updated from time to time. All membership fees and event tickets are stated in the currency displayed at the time of purchase. Taxes will be added to the charge, and a total will be deduced at checkout.
2. Payments are processed by third-party payment providers. By providing your payment details, you authorise us to charge the applicable fee to your selected payment method. We do not store your full payment card details; these are handled securely by our payment processor under PCI-DSS compliant standards.

5.3 Electronic Delivery
All resources available in your membership package are digital and delivered electronically. No physical items will be shipped. Delivery may occur via:

• Direct download links
• Email delivery, or
• User account access

To access your resources after subscription, it is your responsibility to ensure a correct email address is provided, download and store purchased files securely, and maintain the credentials of your account in order to access products that can only be viewed on your portal. We are not responsible for lost downloads after delivery.

5.4 License
Upon subscription, you are granted a personal, non-exclusive, non-transferable, revocable licence to all the resources included in your membership tier. You may access and use the content for personal or internal use only. You may NOT share files with others, resell or redistribute content, upload to file-sharing platforms, use content for commercial redistribution, or claim ownership of purchased content.

5.5 Refund Policy

1. You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period; you will retain access to paid features until that date.
2. We do not provide refunds for partially used billing periods or digital products. Refunds will generally not be issued once a download link has been accessed, a file has been delivered, a product has been made available in your account, or a subscription activated.
3. Exceptions to refund may however apply where required by applicable consumer protection laws, or where delivery of a purchased product has failed for over fourteen (14) calendar days, attributable to technological failures from our end only (NOT from a third party service provider). Refund requests should be directed to support@firstfive.cc within 14 days of the relevant charge.

5.6 Price Changes
We reserve the right to change subscription fees and event prices at any time. We will provide at least 7 days' notice of any price change to existing subscribers via email. Continued use of the platform and/or purchase of tickets after the notice period constitutes acceptance of the new costs.

SECTION 6: LIMITATION OF LIABILITY
6.1 Disclaimer

1. All services provided by the Married in a Year Collective are for informational and educational purposes only, and are advisory in nature. It is not professional medical advice; Professional legal advice; Psychological counselling; Professional financial advice, or Professional therapy or diagnosis.
2. Our content is designed to inform and support you, not to replace your judgment, professional advice, or worldview. We therefore do not guarantee any outcomes related to marriage success.
3. We are not responsible for the validity or legality of advertiser claims and external website links. Your reliance on content or third-party websites and services is strictly at your own discretion.

6.2 No Guarantee of Marriage
Marriage depends on numerous personal, relational, spiritual, emotional, geographical, cultural, and social factors that are beyond the control of FirstFive. Accordingly:

• We do not guarantee that every member will get married within one year.
• We do not promise a spouse.
• We do not guarantee a relationship.
• We do not guarantee identical outcomes for every participant.

Members enter the program with different levels of personal growth, relationship maturity, emotional health, spiritual formation, and life circumstances, therefore outcomes may vary. Individuals who have already invested significantly in their personal development may experience results differently from those beginning that journey. The Married in a Year™ methodology only provides a structured framework for healthy relationship preparation.

6.3 Limitation of Liability & Indemnification

1. To the fullest extent permitted by applicable law, FirstFive Marriage World Ltd., its officers, directors, employees, agents, and affiliates shall not be liable for: (a) any indirect, incidental, consequential, special, or punitive damages; (b) loss of opportunity, profit, data, reputation, or goodwill; (c) the content or accuracy of third-party opportunity listings; (d) reliance by you on any AI Output; or (e) any interruption, suspension, or termination of the Platform. Where liability cannot be excluded by law, our total aggregate liability to you for any claim arising under or in connection with these Terms shall not exceed the total fees paid by you us in the 12 months immediately preceding the event giving rise to the claim
2. You agree to defend, indemnify, and hold harmless FirstFive Marriage World Ltd. and its officers, directors, employees, agents, licensors, and affiliates from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of or relating to your use of or access to the Platform; your breach of these Terms or any applicable law; any Content you upload, submit, or transmit through the Platform; any misrepresentation made by you; or your infringement of a third party's intellectual property or privacy rights.
3. We reserve the right to assume exclusive control of the defence of any matter subject to indemnification by you, at your expense. You agree to cooperate fully with us in asserting any available defences.

SECTION 7: EFFECTIVE DATE & TERMINATION
7.1 Effective Date
These Terms take effect when you first subscribe to the Married in a Year Collective, and remain in force until your subscription expires without your renewal, your account is deleted, or these Terms are otherwise terminated in accordance with this section. Upon termination, your right to access and use the Platform ceases immediately. Provisions of these Terms that by their nature should survive termination — such as intellectual property rights, disclaimers, limitation of liability, indemnification, and governing law — shall survive.

7.2 Termination by You
You may terminate your account at any time by deleting your account through the Platform settings or by sending a written request to terminate. Termination by you does not entitle you to a refund of subscription fees or product purchase except under the circumstances provided in Section 5.5 of this agreement.

7.3 Suspension or Termination of Your Membership
We reserve the right to suspend or terminate your account, with or without notice, if:

• You breach any provision of these Terms;
• We are required to do so by law or a court or regulatory order;
• Your use of the Platform poses a security risk or could harm other users;
• Your account has been inactive for a period exceeding 24 consecutive months; or
• We elect to discontinue the Platform or a material part thereof without any particular cause.

SECTION 8: PRIVACY AND DATA PROTECTION
For privacy purposes, certain events will not be recorded, such as the Ready for Marriage Strategy events. Recorded sessions and events will be made known to attendees and/or participants during the session/event.

Other user data is governed by our Data Privacy Policy, which explains how we collect, use, store, and protect your personal data and sets out your rights as a data subject under relevant laws. By accepting these Terms, you confirm that you have read and understood our Data Privacy Policy.

SECTION 9: AMENDMENTS TO THIS TERMS OF USE
We may update these terms from time to time to reflect changes in our practices, applicable law, or regulatory guidance. We may also update curriculum, coaching schedules, speakers, resources, technology platforms, or membership features as necessary to improve the member experience. Such updates do not constitute a breach of these Terms. When we make material changes, we will update the 'Effective Date' at the top of this document, notify you via email or a prominent notice on the platform, or where required by law, seek your renewed consent. If you do not agree with any updates, you must stop using the Platform before the changes take effect. Continued use of the Platform after the effective date of any amendment constitutes your acceptance of the revised Terms.

SECTION 10:GENERAL PROVISIONS
10.1 Entire Agreement
These Terms, together with the Privacy Policy and any applicable Subscription agreement, constitute the entire agreement between you and FirstFive Marriage Ltd regarding the Platform and supersede all prior agreements, representations, and understandings

10.2 Severability
If any provision of these Terms is found to be invalid, unlawful, or unenforceable by a competent court, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

10.3 No Waiver
Failure by either party to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

10.4 Assignment
You may not assign, transfer, or sub-licence your rights under these Terms without our prior written consent. We may assign our rights and obligations under these Terms to any successor or affiliate entity upon notice to you.

10.5 Force Majeure
Neither party shall be liable for any failure or delay in performance caused by circumstances beyond their reasonable control, including acts of God, government action, civil unrest, cyberattacks, or failure of third-party infrastructure.

10.7 Language
These Terms are drafted in English. In the event of any conflict between this English version and any translation, the English version shall prevail.

10.8 Electronic Notices
You agree to receive all communications from FirstFive Marriage Ltd. electronically, including via email or notices posted on the Platform.

SECTION 11: GOVERNING LAW & JURISDICTION
This Terms of Use is governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising in connection with this Policy shall be subject to the jurisdiction of the competent courts of Nigeria. Users in other jurisdictions also retain rights under their applicable local laws, which we respect and comply with to the extent required.

SECTION 12: CONTACT US
If you have any questions about these Terms, wish to report a breach, or need legal assistance, please contact us via support@firstfive.cc

This Terms of Use was last reviewed and approved in June 2026.